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Udumula
Credit Operations & Retention Executive at Grihum Housing Finance Limited
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Competencies
Expertise in evaluating creditworthiness and managing risk to maintain healthy loan portfolios.
Proficient in managing ledger maintenance, reconciliation, and financial documentation.
Skilled in streamlining daily operations, inventory management, and process efficiency.
Strong ability to communicate effectively and negotiate favorable terms with clients and vendors.
Education
Languages
Summary
Dedicated finance professional with over 5 years of experience in credit operations, financial accounting, and retail management. Adept at risk assessment, portfolio management, and process optimization.
Key Achievements
- Managed end-to-end credit underwriting, enhancing portfolio quality and customer retention.
- Optimized credit evaluation processes, leading to improved risk assessment accuracy.
- Handled financial reporting and reconciliation, ensuring compliance and timely audits.
- Streamlined daily accounting operations, improving efficiency at retail outlets.
Experience
Executive-Credit Operations & Retention (COR)
Managing end-to-end credit underwriting and operations for housing finance.. Focusing on customer retention strategies and maintaining healthy portfolio quality.. Evaluating creditworthiness and ensuring compliance with internal credit policies.
Accounts Executive
Handled financial accounting and reporting for rural housing segments.. Managed ledger maintenance, reconciliation, and assisted in audit preparations.. Ensured timely processing of financial transactions and maintained high accuracy in data entry.
Retail Store Accountant
Managed daily accounting operations for the store outlet.. Handled inventory accounting, cash management, and daily sales reconciliation.. Maintained records for vendor payments and local store expenses.