Sunil - Financial Analyst with 7+ years of experience in banking and finance

Dallas, Texas, United Statesen

Enabled risk-adjusted returns improvement by 11% at Citibank through credit risk analysis and portfolio management.

Built cash flow models reducing overdraft risk by 18% at Citibank, supporting treasury and liquidity planning.

Published on CazVid

Summary

Versatile finance professional with over 7 years of experience in financial analysis, modeling, and regulatory compliance across banking and corporate sectors. Proven ability to optimize capital allocation, assess risks, and generate insightful reports to support strategic decision-making. Skilled...

Key Achievements

Facilitated ₹35–60 Cr fundraising for clients at Grandhi & Associates via financial modeling, valuation, and investor presentations.

Skills

Financial ModelingAdvanced

Built and utilized complex financial models for credit analysis, investment evaluation, and scenario planning across multiple roles.

Financial Analysis & ReportingAdvanced

Performed detailed financial statement analysis, forecasting, and regulatory reporting using tools like US GAAP, Hyperion, and Power BI.

Risk Management & ComplianceIntermediate

Assessed credit, FX, and counterparty risks; ensured adherence to Basel III, CCAR, FEMA, SEBI, and AML standards.

Data Analysis & VisualizationAdvanced

Developed dashboards and reports to communicate KPIs, financial trends, and regulatory metrics to senior stakeholders.

Experience

Financial Analyst

Citibank, USA

Aug 2025 - Present

Analyze institutional credit exposures across emerging markets to assess counterparty risk, enabling portfolio managers to reallocate capital and improve risk-adjusted returns by 11%., Build multi-currency cash flow forecasting models to support treasury operations and liquidity planning for global...

Financial Analyst

Grandhi and Associates LLP, India

Apr 2020 - Aug 2023

Assessed financial health of Startups, FinTech, and NBFC clients by analyzing P&amp;L, balance sheets, and cash flows to identify growth bottlenecks and capital efficiency opportunities, supporting strategic decision-making for 25+ clients., Built dynamic business structuring models and...

Associate Financial Analyst

SBS &amp; Company LLP, India

Apr 2017 - Apr 2020

Analyzed client financial statements to assess capital requirements, debt capacity, and equity dilution scenarios for mid-market manufacturing and service firms, supporting funding decisions worth ₹50–100 Cr per client., Built end-to-end financial models for term loans, working capital limits, and...