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Credit Processing Associate
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Competencies
Handled home loan documentation, CIBIL analysis, and credit assessments, ensuring compliance with credit policies.
Conducted income and banking analysis to evaluate borrower profiles and creditworthiness.
Processed vendor invoices, managed payments, and resolved billing discrepancies to facilitate smooth financial operations.
Generated management reports to support financial tracking and decision-making processes.
Processed payments via ACH, checks, and credit cards, ensuring accuracy and timeliness.
Education
Languages
Summary
Dedicated professional with over 5 years' experience in credit processing, banking analysis, and financial transactions. Adept at maintaining compliance, analyzing credit reports, and managing accounts payable to streamline operations and support organizational goals.
Key Achievements
- Collected and verified financial documents, raising adherence to compliance standards while supporting home loan processing at PNB Housing Finance.
- Analyzed credit reports, calculated FOIR and LTV ratios, enhancing risk assessment accuracy for lending decisions.
- Processed diverse financial transactions in fast-paced environments, ensuring timely vendor payments and reconciling accounts efficiently.
Experience
Credit Processing Associate
Collected and verified KYC, income proofs, bank statements, and property documents for home loan and LAP cases., Entered and validated customer data in internal systems and credit bureau portals., Analyzed CIBIL reports, repayment history, and flagged high-risk profiles., Initiated and reviewed FI...
Advisor I – Transaction Processing
Processed accounts payable transactions using EMS internal systems., Identified and resolved duplicate, variance, and negative billing entries., Prepared funding statements using General Ledger accounts., Processed vendor payments via ACH, checks, and credit cards., Handled vendor queries regarding...