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Personal Loan Officer
ERMPL
Kolkata, West Bengal, India
₹200,000 / yr
We are seeking a dedicated and professional Personal Loan Officer to join our team in Kolkata, West Bengal. As a critical member of our lending department, you will play a vital role in helping clients secure personal loans that best fit their financial needs. This full-time position offers a welcoming work environment that fosters growth and collaboration, allowing you to make a significant impact on our customers' financial journeys.Key ResponsibilitiesConsult with clients to assess their financial situation and determine loan eligibility.Provide exceptional customer service by guiding clients through the loan application process.Analyze financial information and documentation to make informed lending decisions.Collaborate with underwriters and financial analysts to facilitate timely loan approvals.Maintain detailed records of all client interactions and loan applications.Develop and implement sales strategies to meet and exceed monthly loan targets.Stay updated on industry trends and lending regulations to provide accurate advice.Required and Preferred QualificationsBachelor's Degree in Finance or a related field.Proven communication and customer service skills.Strong problem-solving abilities and attention to detail.Experience in sales and financial analysis.Excellent time management skills to handle multiple client accounts effectively.Related certifications in finance or lending are a plus.A minimum of 2 years' experience in financial services or a related industry is preferred.Our team is structured to encourage collaboration and support. You will work closely with loan processors, branch managers, and compliance officers, ensuring that every client receives comprehensive assistance. You will report directly to the Lending Manager, benefiting from a clear path for career progression.We believe in nurturing talent through growth opportunities and a supportive company culture. Our modern workplace provides an array of benefits, including flexible working hours, professional development programs, and a focus on work-life balance. Join us and be part of a dedicated team that is committed to making a difference in people's financial lives!